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Buying vs Leasing A Car During Residency

leasing

Mass transportation is unavailable in all parts of the United States, unlike other countries, due to infrastructure issues and spread-out spaces. For this reason, many medical residents may consider buying or leasing a car during residency. It may not be such a simple question. Several times my residents have asked that I write a post on this subject matter. So, I will define what it means to lease a car and then explain how I would decide to buy versus lease a car with multiple thought experiments and comparisons.

What Is A Car Lease?

A car lease is a hybrid between buying and renting a car. It allows the lessor to spend a portion of the entire vehicle cost over a fixed period, usually with the option to buy the car at the end of the lease period at a depreciated amount. Monthly payments are typically less than a car purchase since it does not include the entire vehicle cost. The lease cost usually consists of the depreciating price of the car and monthly interest. The lease can contain additional fees in the monthly bill, including a charge for going over a fixed limit of miles and sometimes additional insurance costs not factored into a bought car.

The lessor will often put down a nominal fee at the beginning of the lease period. Bottom line- leasing a vehicle lets the lessee enjoy a more expensive car than they could typically afford with lower monthly payments. But the big question is- do they come at a significant cost?

Examples of Buying Vs. Leasing Cars

Whenever I make a financial decision, I like to take a mental picture of the different financial possibilities using thought experiments. Otherwise, it can be hard to understand the subtleties of the other arrangements. So, I am going to do just that with a typical car. I will assume the vehicle costs about 30000 dollars and that we will buy or lease the car over three years. Cars can be less costly if bought used, but for the point I am trying to make in this article, buying or leasing a new versus used car should not change the conclusions. In my first example, I will assume that we will hold the vehicle we purchased for over ten years and compare that to the costs of leasing for three years and buying out the lease after the three years are over. So, let’s do just that.

Scenario 1- Buying and Holding for 10 Years Vs. Leasing And Buying Out A Lease

Buying A Car

Let’s say the interest rates are 3% on the three-year loan for a new car and the lease. And, we will put down a nominal amount on the vehicle on both the car purchase and lease- say 2000 dollars on both. So, what are the monthly and total costs of buying a car over the entire period? To determine that, I will use one of my favorite financial programs in the world- a simple amortization calculator on the web from Bret Whissel called Amortization Calculator. So, the monthly payments on a bought car over three years after the nominal down payment is approximately 814 dollars for a total cost over the three-year loan of around 29313 dollars. The total cost of purchasing the vehicle will be 2000+29313 dollars or 31313 dollars.

Leasing A Car

How does this compare to the monthly payments on a three-year car lease? Let’s do the calculations. One of my favorite rules for determining the depreciation of a car that approximates reality is the rule of 10+9+8+7+6+5+4+3+2+1. For each year that you have owned the vehicle for up to 10 years, you can match the price of the car by taking the number of years that you have owned the vehicle, adding the numbers from highest to lowest for that period, and then dividing by the rule’s total (55). So, in this case, the amount of depreciation over three years would be 10+9+8/55 or 49%.

Alternatively, you can use a slightly more accurate calculator such as this one from Money-zine and develop a depreciation percentage of approximately 39%. For the sake of “accuracy,” we will use the more accurate calculator. The initial lump sum of 3-year monthly payments will be (0.39) (30000-2000) or 10920 without interest. Calculating interest at a 3% rate and using the amortization calculator, the monthly payments will be 317.57 dollars, and the total sum of payments over the three years will be 11433 dollars.

The Verdict

According to the calculations, the car’s residual value will now be 30000*(1-0.39) or 18300 dollars. Remember, the 2000 dollars you put down on the car does not contribute to the principal/cost basis of the vehicle. So, let’s finance the residual value payments over three years again at 3%. The monthly payments this second time around for buying the car out of the lease will be about 532 dollars, and the sum of the charges will be 19159 dollars. So, the total cost of the vehicle after leasing and then buying out the lease will be 2000+11433+19159 dollars for a total of 32592 dollars, not including additional leasing fees. The extra cost for leasing and buying out the car to get the lower payments vs. buying over three years is a mild difference of 32592-31313 or 1279 dollars total.

Scenario 2- Buying and Holding Vs. Continually Leasing for 10 Years

In the second example, I will compare leasing costs when you do not buy out the lease, continually leasing cars every three years over ten years, and compare that to buying and holding a car for ten years. So as in our first example, the initial cost of leasing the vehicle over three years will be 11433+2000 dollars. Let’s assume you will do that three and a third times over ten years. So, our total costs for leasing a car continually over the ten years would be 3.33*(11433+2000) or 44732 dollars.

For comparison, when we buy and hold a car for ten years, there will likely be increased repair costs for keeping a relatively older car. Let us then go ahead and add 500 dollars per year in repair costs after the initial three years of the loan for buying the vehicle. We will add that to the former loan price in the previous example or 31313+(7*500) or 34813 dollars. So, the additional cost for leasing a car continually over ten years compared to buying a car and holding for ten years would be 44732-34813 dollars or 9919 dollars, almost a third of the price of a car!!!

Scenario 3- Buying and Holding vs. Continually Leasing for 10 Years With Tax Deductions

In the third example, I will assume that the resident will moonlight and can deduct the car’s depreciated value from their total income annually at 25%. We will again compare the costs of releasing a vehicle every three years over ten years and compare that with buying and holding a car for ten years. Assuming you can deduct the depreciation from your salary, the new costs of leasing a vehicle would be [11433 (1-0.25) +2000]*3.33 or 35214 dollars over ten years. In this situation, the additional cost for continually leasing a car over ten years would be 35214- 34813 dollars or 401 dollars, which is more reasonable.

Scenario 4- Buying and Selling Over 10 Years vs. Continually Leasing Over 10 Years

In this example, I will compare what it would cost to buy and sell a new car every three years, assuming a 30000 dollar price tag for ten years without leasing vs. the cost of leasing cars over ten years. Most residents don’t like the hassle of constantly buying and selling cars, but it would be interesting to compare with leasing over the same time. So, let’s do the calculations.

Based on our initial scenario, buying the car every three years would cost 31313 dollars. So let’s assume we can sell the car every three years for 31313 dollars*(1-0.39) or the depreciated value of 19101 dollars. So, the cost over ten years would be 3.33*(31313-19100) for 40669 dollars. The additional cost for leasing cars over ten years vs. buying and selling cars over ten years would be 44732-40669 dollars or 4063 dollars, a moderate difference.

Scenario 5- Buying and Selling Over 10 Years vs. Continually Leasing Over 10 Years With Deductions

Finally, let’s compare the cost of leasing over ten years with the ability to deduct the depreciated lease value from your taxes compared to buying and selling cars every three years for ten years. The calculations were performed in several scenarios above, making these calculations easy. So, the total in this situation would be 35214 dollars for leasing and 40669 dollars for buying and selling over ten years. This scenario is one where it would be less costly to lease for a total savings of 40669-35214 dollars or 5455 dollars total.

What Can We Conclude Based on These Scenarios?

We have crunched all the numbers, and what can we conclude? The most stark difference under all these scenarios is between continually leasing a car for over ten years and buying and holding it for ten years. You would theoretically save 9919 dollars over ten years if you buy and own a vehicle, approximately 1/3 the car’s value. That’s a lot of money!!!

If you can deduct the car’s depreciated value from your income, then leasing a car every three years for ten years will be a slightly higher cost than holding on to a vehicle for ten years. If you like new cars, this proposition can make some sense.

Finally, the finances are almost always in favor of buying a car except for the one situation where you have to decide between leasing a car every three years for ten years and buying and selling a car every three years for ten years with the condition that you can deduct the depreciated lease value from your taxes because you are an independent practitioner/moonlighter/consultant. This situation would be highly unusual.

Final Thoughts

Always crunch the numbers based on your inputs (these may vary slightly from mine). But, for most residents, if you need a ride to work and must have a car- buy a car and avoid the lease. A lease will put you behind the eight ball over your initial working years, especially when getting rid of your student debt and beginning your savings/investments is crucial. On the other hand, if you can deduct the car’s depreciated value from other self-employment income, you can argue to lease instead of buy. And finally, if you are in the fortunate situation of being able to walk to work every day, perhaps you can do without a car altogether and save some money!!!

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Radiology Residency And The SOAP Match

It’s the middle of March, and every 10 minutes, you are checking your email to see if you have matched in one of the most competitive specialties out there; maybe it was dermatology or radiation oncology. You can’t eat or drink. Your mouth is dry. Suddenly, you get the dreaded email- “You have not matched for the ‘blank’ specialty in the regular match.” All these years of work, and what do I have to show for it? A wave of depression sets in. You want to stick your head in the sand.

Unfortunately, every year this scenario plays out. Each year the dynamics of matching in competitive specialties becomes more challenging due to increasing numbers of medical schools/American MD graduates and stagnant American residency positions. (1) Not everyone gets their first choice of specialty during the standard NRMP initial match. Since this time of the year is about to arrive, I thought it was essential to give you some guidelines/tips on approaching the issue if you are one of these residents.

Wash That Fit of Depression Away

It is crucial to get into game mode. The SOAP process can be time-consuming and exhaustive from both an applicant’s and a program director’s perspective. But, to be a viable applicant, you need to move on. As an associate radiology residency director, one of my biggest turnoffs in the SOAP process is interviewing miserable residents that do not show a bit of enthusiasm for their new specialty choice. It is not the end of the world, and it is a sign of mental toughness and grit if you can adapt to the unique circumstances. Things don’t always go our way!!!

If you are in this situation, it is also important to remember that you are not alone. Numerous qualified medical students don’t match. Often the overall quality of the applicants is better than the initial match. So, don’t take this as a sign that you are going to make a horrible resident. It’s just not true.

Think About Your Options

Residency is a long, arduous process. So, this decision should be well thought out, and all applicants need to step back. Don’t rush into applying to a specialty if you are not convinced that you have an interest. If you are not sure, there are other options, such as applying for a transitional or prelim year and then reassessing the application during the year of residency. Only apply for the specialty of radiology if you are genuinely interested!

Most Applications In The SOAP Are From Different Specialties

We often get former applicants from matches of the most competitive specialties. Presently, these would be radiation oncology, dermatology, and some of the surgical subspecialties. For many years these specialties are entirely matched with no slack. So, your two choices are to reapply another year after completing a year of preliminary medicine or surgical internship. Or, you can change specialties entirely. You take a risk either way. If you reapply, you may not match the following year unless there is a significant change in your credentials. On the other hand, if you decide to match in the SOAP for another specialty such as radiology, you may be matching in an area that you may or may not genuinely interest you. You will need to make that hard choice in a very brief amount of time.

Significant self-reflection and analysis are critical at this juncture. Sometimes, the right choice is to apply to another specialty. I believe that medical schools underexpose students to many different subspecialties. Frequently, the best fit for a prospective resident is different from the specialty he/she initially applies. So, think about the possibility of applying to another specialty than you initially chose.

Don’t Fret About Application Items Not Geared To Radiology

Don’t worry if some of your recommendations, personal statements, and application are not entirely “radiology-centric.” The program directors usually understand the predicaments of the applying residents at this point. However, the applicant should develop reasons for his/her newfound interest in radiology during the interview since enthusiasm for the specialty is critical. Make sure you have a logical argument prepared for the phone or “in-person” interview for why you would be interested in radiology. It will go a long way toward securing a spot in a radiology program.

The Early Bird Gets The Worm

Joining the SOAP right away is probably one of the most critical factors in the residency SOAP match process. If you are not early in the draw, you are going to miss out on the spot. Make sure your application is submitted to your SOAP specialty of interest as early as possible. Often, we find out about outstanding candidates only out after the SOAP match ends. Don’t let that be you!!!

Try To Schedule Onsite Interviews If Possible

In the SOAP process, it is a significant advantage to match the face to the application. Although it is not always possible due to distance or other circumstances, if you are interested in a position and want to maximize your chances of acceptance during the SOAP process, an onsite interview shows your interest and ups your chances of obtaining a spot. (although not as critical in the times of Covid!) I always would rather deal with the known vs. the unknown entity. You get a better feel for the applicant, usually when he/she is sitting in front of you (or on Zoom!) rather than in a phone interview conversation. We have accepted applicants over the phone, but your chance of acceptance “in person” is higher. Try to get to the interview if possible physically.

Use Your Connections

Any connection to the SOAP match program of interest is of significant help. We value the known vs. the unknown quantity when we are looking at SOAP applicants. So, if you have any connection to the program of interest, it will give you a leg up in the process. It could be a resident you met at some point earlier in your medical school training, a former mentor, or a friend of a relative. It doesn’t matter. Any connection is often better than no relationship. Use it!!!!

This Too Shall Pass

The SOAP process is short-lived but very stressful for all parties. Applicants and programs that did not match the first try will often find a happy end to this story. Be enthusiastic, get past your depression, put time and effort into the SOAP process, and, often, the SOAP process will handsomely reward you. Don’t take it seriously, be depressed about not matching into your initial specialty, or take a lazy approach and you won’t. Good luck with the match!!!

(1) http://www.usnews.com/education/best-graduate-schools/top-medical-schools/articles/2013/07/11/aspiring-med-students-face-growing-residency-competition

 

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The New Core Exam- An Associate Program Director’s Lament

What are the essential ingredients of a successful radiologist? – the art of oral and written communication,  being able to distinguish one study from another, the ability to successfully analyze the findings, the masterful arrival at a reasonable differential diagnosis, and the creation of insightful management recommendations.

The oral boards enabled residents for years to learn these essential skills of a good radiologist. As much as we had heard horror stories of the trials and tribulations of the test takers in Louisville, Kentucky, it lit a fire under all of us. By the end of our fourth year and completion of our oral board at the last month of residency, all of us were artful in the realm of oral and written communications and powerhouses of essential radiological knowledge. We were immediately able to practice competently as radiologists on day one after completing our radiology residencies. This bygone era is no more…

Instead, what does the new core examination teach radiology residents? It forces residents to learn some radiological knowledge. But, more importantly it reinforces the strategies of multiple choice and matching format questions. As a radiologist, I never have options a,b,c,d, or e on a piece of paper or a computer screen. I need to have a baseline sum of knowledge to make my own assessments. On occasion, I will google a question. But, the only reason I know what question to ask is: I know the fundamentals of radiology. The fundamentals are no longer emphasized.

The style of a test can be just as important as the content because it reinforces the process of learning and communication. Now, instead of concentrating on practicing the most common methods of disseminating information to others, radiology residents are now concentrating on methods that are never used by radiologists in practice. Think about it…  A good oral test that actually forced residents to study the essence of radiology has been converted to an examination that reinforces the learning of the art of testing taking. Is that what we really want to be teaching residents?

In the latter half of every academic year, we encounter nervous third year residents fretting about the mechanics of a test that are not even utilized in daily practice at the expense of learning the fundamentals of radiology. I can understand their stresses because their role as studying residents is split twofold: to study for a test that does not directly correlate with what we do on a daily basis as well as study the fundamentals of becoming a good radiologist. There is conflict between the two. Residents waste time and energy devoting themselves to two divergent causes. It shouldn’t be like this.

So why has the ABR decided to resort to computerized multiple choice testing and changing the timing of the examinations?  I have a couple of theories.

Cost Cutting/Increased ABR Income

What are some of the biggest advantages of converting an oral examination to a written test? No longer do you have supply the manpower to meet the demand on the days of the boards. It can be extremely expensive and time consuming to host tens of seasoned radiologists at a hotel anywhere to provide the services needed for creating an oral board exam. The costs saved in the short term are enormous. In addition, you don’t need to rent out a space to accommodate these radiologists for many days. Instead, the ABR can create fixed computers in a fixed site that can be used year after year in a few sites with less manpower to run the annual examinations. The cost savings can be significant.

Annual income from the dues can still be increased without a concomitant increase in annual expenses, significantly increasing the income of the “nonprofit” organization of the ABR. Salaries within the organization can be buttressed and maintained, a possible incentive for changing the examination.

Creating More Subspecialized Radiologists Working in Academic Radiology

Notice the change in timing of the general examination from the end of fourth year to the end of third year of residency. Why would an organization want to do this? If you think about it, radiology residents study most intensely prior to taking an examination, oral or computerized/written. Before, residents would go out to their first job with a significant body of knowledge fresh in mind on day one. Now residents have a full year to forget about the information that they learned for the core examination. Sure, they take a specialty certification examination after they finish fellowship. But, the studying and content is not the same. It is instead mostly dedicated toward the individual specialty What does that mean for the first year employee? These new radiologists are less capable to practice general radiology because their general radiology knowledge is more remote and they are less comfortable with “bread and butter” radiology imaging studies. This idea matches in practice what we are experiencing with new hires. They are more likely to stick to subspecialty work and less likely to want to practice general radiology.

This outcome is even more harmful for private practices throughout the United States. According to the AUR meetings and multiple papers on the subject (1,2,3), most practices need new radiologists that are sub specialized but can also cover generalize radiology work. Because  of the new core examination timing and the content of the core exam, the needs of private practices continue to be unmet and do not match with the newly minted workforce.

So, where are more new radiologists, less competent in general radiology, forced to work? These new residents either need to work at academic facilities that can afford to harbor a highly subspecialized workforce or very large private practices and teleradiology companies that can divide the subspecialty work among its employees, providing benefits mostly to the chairmen of academic departments and the heads of very large private practices.

Who was most responsible for the decision of creating the test? It is the same representative body- chairmen of large academic departments and the largest of the private radiology practices that most likely will benefit from these changes. This represents a conflict of interest between the creators of the examination and the needs of radiology practices throughout the entire spectrum of radiology.

Final Thoughts

Examinations are important not just because it should establish a baseline of competency in a particular subject matter, but also just as importantly because it guides how the student learns. This process can change the landscape of a profession for years to come.   In addition, prior to the creation of any examination, the foreseen outcomes should be match the needs of the specialty. In my opinion, the core examination has failed on all of these accounts. It deemphasizes the fundamentals of radiology, guides the radiology resident to learn information in ways that are not relevant, and leads to the outcome of weakening private practices by causing a mismatch between the needs of radiology practices and the differing abilities of the newly minted radiologist.

Unfortunately, the core examination has already become embedded in the radiology residency process and culture. Since so much time, effort, and expense has been dedicated to changing the examination and timing, it is very difficult to navigate back to a different format that will better match the needs of the radiology specialty. But, it is something that we should consider to make a better prepared radiology resident for the job market and to sustain our specialty for years to come. We are better than that.

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How To Complete The ABR Alternate Pathway As A Foreign Physician

 

dear sir,
I have completed my radiology residency from India in 2015 and I wish to pursue radiology residency in usa.
I am unsure of how alternate pathway for radiology.ABR website says one must have a mix of radiology residency /fellowships/faculty post for four continuous years.If residency itself is for a duration of 5 years ,how would it be possible to have a combination of residency and fellowship for 4 years?
Is it possible to get 4 fellowships consecutively at the same institute?
kindly help me in this regard.

regards,
Fiona


Director1 response:
Radiology residency is for a total of 4 years in the United States. Prior to beginning a radiology residency, you need to have an additional year of clinical internship, usually medicine, surgery, or a transitional year (a year of multiple electives). The expectation from the ABR is that you will either repeat an entire 4 year radiology residency program at the same place (not the initial clinical year). The other possibility is that you have the experience to complete part of a radiology residency program and complete subsequent radiology related fellowships. So, you could theoretically have any combination or permutation of experiences, i.e. 2 residency years and 2 distinct fellowship years, 4 fellowship years, and so on/so forth. As you stated, all the years need to be performed at the same institution.

There are some large institutions that do have more than 4 different types of fellowships. But, if you did attend a United States residency program, more commonly, the foreign resident/fellow would complete a 2 or more year fellowship instead of a typical one year fellowship. (Nuclear medicine, neurointerventional, and neuroradiology fellowships can be 2 or more years) As long as you complete the prescribed 4 years in a radiology related area, you can satisfy the requirement.

Take a look at the following URL:

https://www.theabr.org/diagnostic-radiology/initial-certification/alternate-pathways/international-medical-graduates

 


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The Uncooperative Patient- The Radiology Resident’s View

uncooperative

As a radiology resident, the patient experience differs significantly from other specialty services. Typically, they see a patient for a single encounter or, even less commonly, a second or third chance episode. Rarely the radiology resident encounters the same patient more than that. Additionally, they have limited time to interact with the patients, even more so than other clinicians. Therefore, the trainee may not establish deep connections with patients like in other specialties. So, we have to view their experience through a very different lens.

In our “radiology world,” all of us will experience one of these dilemmas: The patient may refuse to drink barium, deny the imaging department the significant second portion of a test, physically combat the staff, refuse procedure consent, move during a study, or be noncompliant with our instructions. We often do not understand why the patient may not cooperate in these situations. So in this discussion, I will go through how you, as radiology residents, establish a rapport with these patients to motivate the patient to complete a test. Also, I will discuss some typical situations with “uncooperative” patients that you may encounter and how you can prevent them from escalating from bad to worse.

Patient Rapport and Motivation

As a human being, I can think of nothing less motivating than doing something for someone that I don’t know and for a reason that I don’t understand. Many times, this is precisely the situation that the patient experiences. Often, the floor will send a patient to our department without knowing what test they are having with people they don’t know. The staff may place the patient in confined quarters with minimal human interaction.

Think about it in your terms. Imagine coming down from one of the floors to have a procedure such as a barium enema. And, you see someone without any identification whatsoever. As a patient, I can picture the thoughts going through her head. Is this person qualified to do the procedure? Is someone going to butcher me that I don’t even know? Patients in this situation can often feel dehumanized and vulnerable. How can we minimize this poor patient experience? The first step is straightforward: introduce ourselves. Who are we, and why are we there? Making an introduction alone can motivate a patient to complete a study.

Second, explain the procedure. I have found that taking time to describe it will often go a long way to diffusing a potentially intense situation. Not only does explaining the procedure make the patient more comfortable and knowledgeable about their care, but it also establishes that you are a competent professional to perform a procedure.

And finally, let the patient know if you will perform the procedure. And, if not, at least you will be around to monitor them when it occurs. What a relief to know that someone in the department has your back!

A Couple of Special Situations

The Combative Uncooperative Patient/Family

The Situation

So, you are working in interventional radiology for the month. You are on your fourth consent for the evening before finishing your work. In the back of your mind, you think you are soon finally going home. You enter the room and introduce yourself to the patient and daughter. Subsequently, you start to discuss a PICC line consent that you have planned for tomorrow’s morning procedures, and you begin to rattle off the risks, alternatives, and benefits. As the discussion ensues, you notice on the room door a sign saying feeding precautions: Severe Risk of Aspiration- Do Not Feed the Patient!

You then look back to the patient/daughter and notice that the daughter is rapidly shoveling food from home into the patient’s mouth. You halt the discussion and tell the daughter, “You shouldn’t be feeding your Mom. She has aspiration precautions and can choke on the food you give her…” The daughter yells back, “How Dare You Tell Me How to Treat My Mom? She Has Not Eaten For Days, And I Will Give Her What She Wants!!!!” The patient then begins to cry, and the daughter gets right up into your face threateningly as if she will punch you.

What To Do

How would you deal with a possible real-world situation such as this? There are several options. But, as a radiology resident with limited knowledge of the uncooperative patient’s case, you need to treat it differently than a primary care doctor or specialist who sees the patient daily.

As a radiology resident, you first need to de-escalate the situation. You do not continue to argue with the patient’s daughter, as it could lead to physical confrontation or worse. Besides, there may be more to this situation than meets the eye. Perhaps, the daughter is responsible for the patient’s care and has an advance directive to feed the patient that the sign does not specify in the front of the room. You merely don’t know.

Second, you may want to reflect and say, “Sorry… I see you are upset. Why don’t I leave the room and get you someone who may know more about the situation and can help you.” You can then temporarily step out of the room and recruit the help of the caring physician or the nurse around the corner.

Your role as a radiology resident is not the patient’s total care. Instead, you become the physician ensuring the patient can undergo a procedure the following day. Therefore, letting the caring physicians and nurses know what is happening is appropriate. In this situation, if there is a potentially life-threatening emergency for the patient, it can be taken care of expeditiously. Do not argue with the uncooperative patient, as it can lead to a more active confrontation!

The Obtunded Uncooperative Patient

On interventional radiology rotations, this is a frequently encountered dilemma. You go upstairs to the floors and begin to consent a patient. And, As you are going through the motions, you realize that the patient doesn’t understand a word you are saying. What do you do???

First thing, check the charts. See if anything confirms that the patient is incompetent to make a decision. If not, what do you do? Make sure to think about whether the patient needs the procedure emergently. The consent can undoubtedly wait if it is not emergent.

On the other hand, if the procedure is essential, step out and ask the primary covering physician- what is the patient’s situation? Has the mental status changed? Is the patient on medications preventing them from understanding/responding to the consent? If you see a temporary change in mental status, you may reconsider consenting at a better time/place.

What is the next step if the procedure is emergent and you must complete it first thing in the morning? It is your responsibility to find the person responsible for the patient’s care when they are obtunded so that you can obtain patient consent. You may see an advanced directive in the chart explaining who is responsible for this patient’s care. Or perhaps, the nurse or physician may know who to contact in this event. In either case, contact the patient’s responsible decision-makers before getting consent. The consequences can be dire if you do a procedure and have “consented” a patient without the mental faculties. Legal action is a possibility! Never allow an obtunded patient to sign off on a procedure!!!

Lessons We Need To Learn About The Uncooperative Patient

The uncooperative patient is usually “uncooperative” for a good reason. As radiology residents, we are often not privy to all the information that may lead to the patient’s attitude or actions before or during a diagnostic or therapeutic radiology procedure. Also, remember that you are not alone in making decisions for the patient. Always get help from other clinicians when needed. And never make assumptions about the patient without getting the facts straight. Not following these guidelines can lead to patient care disasters!!!

 

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The Chief Radiology Resident- An Insider’s Perspective

chief radiology resident

Every year around the dead of winter in our program, the program directors sit around a table and discuss who will be the next year’s chief radiology resident. For many of you, this process may seem like a mystery box. Why do we even have a chief resident anyway? What exactly does she do? And, how do we make this decision? These are some of the questions you may be asking.

To enlighten you on the world of the chief radiology resident, I will answer these questions. To do so, I will talk about all the nitty-gritty details such as the myriad roles of a chief resident, the perks and downsides of the job, why some years it can be easy or challenging to decide who should be the chief, and how many programs make a choice.

What is the Role of a Chief Radiology Resident?

Roles and responsibilities may vary slightly from program to program across the country. But the essence of a chief radiology resident usually remains the same. The chief resident is the liaison between the resident program and the program directors/attendings. Residents will bring issues that arise among their classes first to the chief resident and then to the program director or responsible attending. Likewise, faculty will bring problems that occur to the chief resident’s attention first, then disseminating the information to the residents.

The duties of a radiology resident include administrative scheduling of residents, scheduling noon conferences, scheduling board reviews, running review courses for medical students and junior residents, voting as a member of the educational committee, attending chief resident conferences such as the AUR meeting, scheduling guest lecturers, planning budgetary arrangements for the residency, interviewing medical students, and more. The responsibilities are significant, and the chief resident needs to command both the attendings’ and residents’ respect alike.

Downsides and Benefits

Like any role with essential responsibilities, there are significant ups and downs to being the chief resident. Let’s start with the downside. The chief resident is often held responsible for conflicts among the residents and between the attendings and residents. They are front and center in many of these issues. Usually, there are no perfect outcomes. Also, the role of the chief resident can be time-consuming and challenging. The scheduling of residents alone is often fraught with lots of emotion and charged conflicts. Each resident wants the best possible schedule for himself/herself, and many times not everybody can be accommodated. The chief resident may be held accountable.

However, there are some significant perks to the role. First and foremost, it can’t hurt to have the words “chief resident” on your resume when applying for fellowships and later attending radiology positions. Sometimes the chief may get to participate in free conferences or get an additional stipend at some programs. Other times, they benefit from getting inside information about the residency program’s inner workings before any other residents. Occasionally, it may help to get a position within the hospital or private practice where the residency is situated.

What Do We Look For In A Chief?

The first most critical feature of an excellent chief resident is to command respect among fellow residents and attendings. We do not want to pick a resident that shows up late, gets involved in numerous conflicts with other attendings or residents, or who is not a “team player.” Second, we look for a resident who has generally performed well academically and can handle the additional load of chief resident administrative responsibilities. And finally, we look for a chief resident who possesses a calm demeanor and is likable by all.

All these personality traits and features will allow the residency to continue to run smoothly and reduce the potential for significant conflict that can make the program director’s job even more difficult. Also, it gives the program directors an additional “ear to the ground” and an advisor that can be extremely useful to prevent miscommunication.

What Makes The Decision To Find A Chief Resident Easy or Difficult?

Assessing who is to become chief is not a decision that we take lightly. An earnest discussion ensues every year among those that make the final decision. Some residency years, one or two residents have been responsible for organizing the class, settling issues within the program, and are performing well academically. And, you may have several interested parties in performing the role and responsibilities of chief resident. When these stars align, the choice to make chief resident is straightforward.

Other years, you have many interclass conflicts, or there is no clear leader that makes decisions for the class. On occasion, we have a year with no one interested in performing the chief resident’s role, knowing there are additional responsibilities. These factors can make it very difficult to come up with a final choice.

How Do Programs Choose The Chief Radiology Resident?

Different programs have distinct policies regarding the installation of a new chief resident. In our radiology residency, the faculty and program directors choose the chief resident during the third year with attendings’ and residents’ input. The chief resident will typically begin his/her duties when the final year starts in July. Some years we have had both educational and administrative chief radiology residents, and other years we have had a single chief resident that takes care of both responsibilities. 

Other programs have a democratic policy, with the residents forming a voting body that may vote upon individual or multiple chief residents. The bottom line: there is no right or wrong way. But instead, the individual culture and traditions of the residency often determine how they choose the chief resident.

“To Be or Not To Be” A Chief Radiology Resident

The chief resident has a significant role in the smooth running of a residency program. The responsibilities can be overwhelming for some and can be an excellent leadership opportunity for others. If the program chooses you to be a chief resident, it is undoubtedly an honor. But, it also involves a lot of extra work and hard choices. Make sure you are up to the task!!!

 

 

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How Far Should I Take That Procedure?

procedure

The Procedure Situation

Round 1

Your radiology attending tells you to interview a patient and then complete an ultrasound-guided breast biopsy, knowing that it was a large mass and a relatively simple case. You have done this procedure numerous times with this same faculty. So, you go ahead and do it again. No complications. No issues. After you complete the biopsy, you feel immense pride in your capabilities. You show the attending the pictures from the biopsy. The attending congratulates you on a job well done.

Round 2 later that same day…

A different radiology attending wants you to work up another patient and start the subsequent breast biopsy. So, you begin to interview the patient, set up the table and the sterile field, position the patient for the procedure, and place the ultrasound probe on the biopsy site. You begin to numb the overlying skin lidocaine and make a small incision for the biopsy gun. Since the attending still has not shown up, you decide to place the needle right near the lesion, hit the targeted breast nodule, and then subsequently collect multiple samples, placing each one into a little sterile cup on the side to send to pathology. You complete the rest of the procedure without complication. All seems to be well.

You clean up everything and let the patient know that everything went just fine. And, you tell her you are going to consult with the attending before you have her leave. So, you merrily step out of the room and walk down the hallway toward the radiologist’s office to let her know about the patient’s biopsy you completed. You enter the office and state, “I completed the biopsy successfully on patient “XYZ.” The attending stares at you with a stern, angry face and says, “How dare you complete the procedure without consulting with me!!!” You are the talk of the department for the next month!

How To Assess How Much You Can Do

Unfortunately, during radiology residency, you may encounter similar situations such as this one. Different attendings have entirely varying expectations for each radiology resident. Some may expect you to start and finish all procedures. Others may be less likely to allow the resident to have independence, even though he/she may be competent. So what to do? I will go through several guidelines in assessing whether you, as a radiology resident, should complete a given procedure on your own.

Are You Competent In The Procedure? 

Competency should be the first issue that you need to address as a radiology resident. Suppose you do not think you have done enough of a technique independently from start to finish. In that case, you certainly have no business doing any procedure or a portion of a procedure alone. The comfort level is also just as important. Even if you have the numbers of biopsies to back you up, if you do not feel comfortable with a procedure, you should also continue to make sure that you have your attending’s guidance at all times until you have that comfort level that you need.

Are We Doing the Procedure For The Right Reasons?

Before performing any procedure, you need to make sure that it has some clinical benefit. Nurses regularly come up to me and ask should we give intravenous contrast. The first thing I ask them is why are we doing the study/CT scan? It may not need contrast in the first place. Likewise, no matter how “minor” a procedure is, you always need to think about it if necessary first!!!

Level of Difficulty of Procedure/ Potential For Complications

Some procedures, such as an upper GI series, have a much lower complication rate than a complex liver embolization. So, it is essential to assess any given procedure’s difficulty and potential complications before deciding whether you should tackle it on your own. Most liver embolizations, stent placements, and angioplasties should probably be under the faculty’s direct supervision unless perhaps you are about to graduate from an IR fellowship in a few days. On the other hand, a paracentesis can undoubtedly be performed from start to finish by a resident.

Attending Expectations

Some attendings expect the resident to do almost everything and others feel the need to hold the resident’s hand at every step. Much of that decision may be related to the trust between the attending and resident. However, it is imperative to listen to the guidance of your attending before beginning or ending any procedure. Because you are not the physician who signs off on everything, you need to abide by the person’s rules in charge. Always make sure to get the OK from the supervising physician before performing any procedure!

Patient Expectations

Many patients expect an attending to complete a procedure. Always abide by the wishes of the patient. You never want to be caught in a situation where the patient does not want you to be performing a procedure, and you do so anyway. Not listening to the patient’s request is the realm of lawsuits and legal issues!!!

It’s All About Self-Awareness!

The difficulty of residency can be more about self-assessment/awareness and working with colleagues than about the actual day-to-day mechanics of performing cases. You, as a resident, need always to be aware of your strengths and weaknesses as well as your expectations. My advice: make sure to always know in advance that you are performing a procedure for the right reasons, have the abilities to conduct it, and your attending expects you to complete it. Only then should you consider performing a procedure independently!